{"id":20764,"date":"2020-02-05T09:51:20","date_gmt":"2020-02-05T14:51:20","guid":{"rendered":"https:\/\/www.filtersfast.com\/blog\/?page_id=20764"},"modified":"2020-02-05T10:12:23","modified_gmt":"2020-02-05T15:12:23","slug":"future-homeowners-guide","status":"publish","type":"page","link":"https:\/\/blog.filtersfast.com\/blog\/future-homeowners-guide\/","title":{"rendered":"Guide to Becoming a Homeowner"},"content":{"rendered":"

Owning a home is a big step, whether it’s a first home or a new one, and it can sometimes be a rather long and arduous process. Many people aren’t sure where to begin when it comes to obtaining a home loan. There are so many different mortgage products on the market today that it’s very important for potential homeowners to know all of the loan terms as well as the lender’s requirements. Once someone obtains a home loan, the house hunting process begins. Finding the right house and getting the most for one’s money is extremely important. After move-in, learning how to manage household finances is also important. Discovering how to fix things without hiring professionals is important since it can save a lot of time and most importantly, money. Learning how to save money on utilities and energy costs is also extremely important. If you’re in the market for a home, there is a wealth of essential information you should be aware of before signing on the dotted line. With so many recent changes in the United States economy and the housing market, the rules are beginning to change, so it’s very important to keep up to date. Borrowers need to have significant credit, stable income, and usually a sizeable down payment for most lenders to offer a mortgage in the current economic climate. Knowing what’s required in advance can put people on their way to home ownership.<\/p>\n

Here are some very important and helpful links for future homeowners to utilize:<\/p>\n

What you need to know from HUD<\/a><\/p>\n

FHA Down Payment assistance programs<\/a><\/p>\n

Important Home Loan Tips<\/a><\/p>\n

Loan info. For veterans and active military<\/a><\/p>\n

Mortgage underwriting guidelines<\/a><\/p>\n

Personalized mortgage quotes<\/a><\/p>\n

Advice from the federal reserve board<\/a><\/p>\n

Questions from first time home buyers<\/a><\/p>\n

12 tips to save on utilities<\/a><\/p>\n

How to reduce utility expenses<\/a><\/p>\n

Be frugal with your utilities<\/a><\/p>\n

Energy Star<\/a><\/p>\n

Consumer guide to energy saving appliances<\/a><\/p>\n

Greener home appliance choices<\/a><\/p>\n

Green homes and advice<\/a><\/p>\n

Mortgage affordability calculator<\/a><\/p>\n

Evaluate your debt to income ratio<\/a><\/p>\n

Home ownership tax benefits<\/a><\/p>\n

Public records for real estate tax<\/a><\/p>\n

Taxes on your home and other expenses<\/a><\/p>\n

Tax information for homeowners (IRS)<\/a><\/p>\n

Homeowners Insurance Info.<\/a><\/p>\n

Find listings all over the US and compare prices<\/a><\/p>\n

Comparative prices by neighborhood<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Owning a home is a big step, whether it’s a first home or a new one, and it can sometimes be a rather long and arduous process. Many people aren’t sure where to begin when it comes to obtaining a home loan. 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